Personal Banking
Checking and savings that keep up with your life.
No monthly fees, no minimum balance, and a savings rate that actually moves the needle — all managed from one clean app.
Accounts
Pick what fits — switch anytime.
Everyday Checking
$0 /month
The account for daily spending — debit card, mobile deposit, and instant transfers included.
- No monthly fee, no minimum balance
- Get paid up to 2 days early
- 60,000+ fee-free ATMs
Most popular
High-Yield Savings
4.35% APY*
Automated round-ups and goal-based buckets make saving something that just happens.
- 10x the national average rate*
- Unlimited savings buckets
- Round-up autosave on debit spend
Palisade Teen
$0 /month
A co-managed account for ages 13–17, with parental controls and built-in spending insights.
- Parent oversight & instant alerts
- Chore & allowance automation
- Teaches real money habits early
Goal-based saving
Give every dollar a job.
Create buckets for rent, travel, or an emergency fund, and set rules so money moves there automatically — before you're tempted to spend it.
- Unlimited named savings buckets
- Auto-transfer on payday
- Round-up spare change into savings
Emergency Fund
$4,120 / $6,000
69% funded · $200 auto-added every payday
*Annual Percentage Yield (APY) accurate as of publication and subject to change. See rate disclosures for details.