Financing without the fine-print maze.
Personal, auto, and home loans with rates you can see upfront and decisions that don't take weeks.
Personal Loans
Consolidate debt or cover a major expense with fixed monthly payments and no prepayment penalty.
Auto Loans
New or used, purchase or refinance — get pre-qualified in minutes without touching your credit score.
Home Loans
Purchase or refinance with a dedicated loan officer guiding you from offer to closing.
Current starting rates.
Your actual rate depends on credit profile, loan term, and amount. Rates shown are for well-qualified applicants.
| Loan type | Starting APR* | Terms | Max amount |
|---|---|---|---|
| Personal Loan | 7.49% | 24–60 months | $50,000 |
| Auto Loan — New | 5.29% | 36–72 months | $100,000 |
| Auto Loan — Used | 5.99% | 36–72 months | $75,000 |
| Home Purchase | 6.15% | 15 or 30 yr fixed | Up to conforming limit |
| Home Refinance | 6.05% | 15 or 30 yr fixed | Up to conforming limit |
*APR = Annual Percentage Rate. Rates as of publication, subject to change without notice, and dependent on creditworthiness, loan term, and collateral.
From application to funding in four steps.
Check your rate
See personalized rate estimates in minutes — no impact to your credit score.
Submit your application
Answer a few questions and upload documents securely through the app.
Get a decision
Most personal and auto loans are approved same-day; home loans within 48 hours.
Receive your funds
Funds are deposited directly into your Palisade account, often the next business day.