/* ==========================================================================
   PALISADE BANK — Design System
   Palette: Deep Palisade Navy · Signal Emerald · Warm Gold accent
   Type: Fraunces (display) · Inter (body/UI) · IBM Plex Mono (figures)
   ========================================================================== */

:root{
  /* Brand */
  --navy:        #0B3D91;
  --navy-ink:    #071F4D;
  --navy-soft:   #E7EDFA;
  --emerald:     #00A86B;
  --emerald-ink: #00764C;
  --emerald-soft:#E1F5EC;
  --gold:        #F5B400;
  --gold-ink:    #8A6300;

  /* Neutrals */
  --ink:      #0B1220;
  --slate:    #57677E;
  --slate-2:  #8493A8;
  --paper:    #F6F8FB;
  --paper-alt:#EEF2F8;
  --white:    #FFFFFF;
  --line:     #E1E7F0;

  /* Type */
  --font-display: 'Fraunces', ui-serif, Georgia, serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-mono: 'IBM Plex Mono', ui-monospace, SFMono-Regular, Menlo, monospace;

  /* Scale */
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 22px;
  --radius-pill: 999px;
  --shadow-sm: 0 1px 2px rgba(11,18,32,.06), 0 1px 1px rgba(11,18,32,.04);
  --shadow-md: 0 8px 24px rgba(11,18,32,.08);
  --shadow-lg: 0 24px 64px rgba(7,31,77,.16);
  --container: 1200px;
}

*, *::before, *::after{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior: auto; }
  *, *::before, *::after{ animation-duration: 0.001ms !important; animation-iteration-count: 1 !important; transition-duration: 0.001ms !important; scroll-behavior: auto !important; }
}

body{
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  line-height: 1.6;
}

h1,h2,h3,h4{
  font-family: var(--font-display);
  color: var(--navy-ink);
  line-height: 1.12;
  margin: 0 0 .5em;
  letter-spacing: -0.01em;
  font-weight: 600;
}
h1{ font-size: clamp(2.4rem, 4.6vw, 4rem); font-weight: 500; }
h2{ font-size: clamp(1.9rem, 3.2vw, 2.75rem); }
h3{ font-size: 1.35rem; }
p{ margin: 0 0 1em; color: var(--slate); }
a{ color: inherit; text-decoration: none; }
ul{ margin:0; padding:0; list-style:none; }
img{ max-width: 100%; display: block; }
figure{ margin: 0; }

.eyebrow{
  display: inline-flex; align-items: center; gap: .5em;
  font-family: var(--font-mono); font-size: .72rem; font-weight: 500;
  letter-spacing: .12em; text-transform: uppercase; color: var(--emerald-ink);
  background: var(--emerald-soft); padding: .4em .9em; border-radius: var(--radius-pill);
  margin-bottom: 1.1em;
}
.eyebrow--gold{ color: var(--gold-ink); background: #FDF1D2; }
.eyebrow--navy{ color: var(--navy); background: var(--navy-soft); }

.skip-link{
  position: absolute; left: -999px; top: 0; background: var(--navy); color: #fff;
  padding: .8em 1.2em; z-index: 999; border-radius: 0 0 8px 0;
}
.skip-link:focus{ left: 0; }

:focus-visible{ outline: 3px solid var(--gold); outline-offset: 2px; border-radius: 4px; }

.wrap{ max-width: var(--container); margin: 0 auto; padding: 0 24px; }
@media (max-width: 640px){ .wrap{ padding: 0 20px; } }

section{ padding: 88px 0; }
.section-tight{ padding: 56px 0; }
@media (max-width: 768px){ section{ padding: 56px 0; } }

.section-head{ max-width: 640px; margin: 0 0 3rem; }
.section-head.center{ margin-left: auto; margin-right: auto; text-align: center; }
.section-head p{ font-size: 1.08rem; }

.bg-paper{ background: var(--paper); }
.bg-navy{ background: linear-gradient(160deg, var(--navy-ink), var(--navy) 68%); color: #fff; }
.bg-navy h2, .bg-navy h3{ color: #fff; }
.bg-navy p{ color: #C9D6EE; }

/* ---------- Buttons ---------- */
.btn{
  display: inline-flex; align-items: center; justify-content: center; gap: .5em;
  font-family: var(--font-body); font-weight: 600; font-size: .95rem;
  padding: .85em 1.6em; border-radius: var(--radius-pill);
  border: 1.5px solid transparent; cursor: pointer;
  transition: transform .15s ease, box-shadow .15s ease, background-color .15s ease, color .15s ease, border-color .15s ease;
  white-space: nowrap;
}
.btn--primary{ background: var(--emerald); color: #fff; box-shadow: var(--shadow-sm); }
.btn--primary:hover{ background: var(--emerald-ink); transform: translateY(-1px); box-shadow: var(--shadow-md); }
.btn--ghost{ background: transparent; color: var(--navy-ink); border-color: var(--line); }
.btn--ghost:hover{ border-color: var(--navy); background: var(--navy-soft); }
.btn--on-navy{ background: #fff; color: var(--navy-ink); }
.btn--on-navy:hover{ background: var(--gold); color: var(--navy-ink); transform: translateY(-1px); }
.btn--on-navy-ghost{ background: transparent; color: #fff; border-color: rgba(255,255,255,.35); }
.btn--on-navy-ghost:hover{ border-color: #fff; }
.btn--lg{ padding: 1em 2em; font-size: 1.02rem; }
.btn--block{ width: 100%; }
.btn--text{ padding: 0; border-radius: 0; color: var(--emerald-ink); font-weight: 700; }
.btn--text svg{ transition: transform .15s ease; }
.btn--text:hover svg{ transform: translateX(3px); }

/* ---------- Header / Nav ---------- */
.site-header{
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,.85); backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}
.site-header__inner{ display: flex; align-items: center; justify-content: space-between; height: 76px; gap: 24px; }

.brand{ display: inline-flex; align-items: center; gap: .55em; color: var(--navy-ink); flex-shrink: 0; }
.brand__mark{ color: var(--emerald); display: inline-flex; }
.brand__word{ font-family: var(--font-display); font-weight: 600; font-size: 1.28rem; letter-spacing: -.01em; }
.brand__word--accent{ color: var(--emerald); }
.brand--footer{ color: #fff; }
.brand--footer .brand__mark{ color: var(--gold); }

.nav-primary{ flex: 1; display: flex; justify-content: center; }
.nav-primary > ul{ display: flex; align-items: center; gap: 2px; }
.nav-primary > ul > li > a, .dropdown-trigger{
  display: inline-flex; align-items: center; gap: .35em;
  font-size: .95rem; font-weight: 500; color: var(--ink);
  padding: .6em 1em; border-radius: var(--radius-pill);
  background: none; border: none; cursor: pointer; font-family: var(--font-body);
}
.nav-primary > ul > li > a:hover, .dropdown-trigger:hover{ background: var(--paper-alt); }
.nav-primary > ul > li > a.active{ color: var(--emerald-ink); font-weight: 700; }
.chev{ opacity: .55; margin-top: 1px; }

.has-dropdown{ position: relative; }
.dropdown-panel{
  position: absolute; top: calc(100% + 10px); left: 50%; transform: translateX(-50%) translateY(6px);
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg); padding: 10px; width: 260px;
  display: flex; flex-direction: column; gap: 2px;
  opacity: 0; visibility: hidden; transition: opacity .16s ease, transform .16s ease;
}
.has-dropdown:hover .dropdown-panel,
.has-dropdown:focus-within .dropdown-panel{ opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0); }
.dropdown-panel a{ display: flex; flex-direction: column; padding: .65em .8em; border-radius: var(--radius-sm); }
.dropdown-panel a:hover{ background: var(--paper-alt); }
.dropdown-panel strong{ font-size: .92rem; color: var(--navy-ink); }
.dropdown-panel span{ font-size: .8rem; color: var(--slate-2); }

.nav-actions{ display: flex; align-items: center; gap: 10px; flex-shrink: 0; }
.menu-toggle{ display: none; width: 40px; height: 40px; border-radius: 10px; border: 1px solid var(--line); background: #fff; cursor: pointer; flex-direction: column; align-items: center; justify-content: center; gap: 4px; }
.menu-toggle span{ width: 18px; height: 2px; background: var(--ink); border-radius: 2px; transition: transform .2s ease, opacity .2s ease; }
.menu-toggle[aria-expanded="true"] span:nth-child(1){ transform: translateY(6px) rotate(45deg); }
.menu-toggle[aria-expanded="true"] span:nth-child(2){ opacity: 0; }
.menu-toggle[aria-expanded="true"] span:nth-child(3){ transform: translateY(-6px) rotate(-45deg); }

.mobile-menu{
  display: none; position: fixed; inset: 76px 0 0 0; background: #fff; z-index: 99;
  padding: 10px 20px 30px; overflow-y: auto;
}
.mobile-menu.is-open{ display: block; }
.mobile-menu nav{ display: flex; flex-direction: column; }
.mobile-menu nav a{ padding: 16px 4px; border-bottom: 1px solid var(--line); font-size: 1.05rem; font-weight: 500; }
.mobile-menu__actions{ display: flex; flex-direction: column; gap: 10px; margin-top: 22px; }

@media (max-width: 980px){
  .nav-primary{ display: none; }
  .menu-toggle{ display: flex; }
  .nav-actions .btn--ghost{ display: none; }
  .mobile-menu{
    top: 76px; right: 0; bottom: auto; left: 0;
    height: calc(100vh - 76px);
    height: calc(100dvh - 76px);
  }
}
@media (max-width: 460px){
  .site-header__inner{ gap: 12px; }
  .nav-actions .btn--primary{ display: none; }
  .brand__word{ font-size: 1.16rem; }
}

/* ---------- Hero ---------- */
.hero{ position: relative; overflow: hidden; padding: 72px 0 0; }
.hero__grid{ display: grid; grid-template-columns: 1.05fr .95fr; gap: 48px; align-items: center; padding-bottom: 60px; }
.hero h1{ margin-bottom: .38em; }
.hero__lead{ font-size: 1.18rem; max-width: 46ch; }
.hero__actions{ display: flex; gap: 14px; margin-top: 1.8em; flex-wrap: wrap; }
.hero__proof{ display: flex; align-items: center; gap: 22px; margin-top: 2.6em; flex-wrap: wrap; }
.hero__proof-item{ font-family: var(--font-mono); font-size: .78rem; color: var(--slate-2); letter-spacing: .02em; }
.hero__proof-item b{ display: block; font-family: var(--font-display); font-size: 1.5rem; color: var(--navy-ink); font-weight: 600; }

.hero__art{ position: relative; }
.hero-card{
  background: linear-gradient(150deg, var(--navy) 0%, var(--navy-ink) 100%);
  border-radius: var(--radius-lg); padding: 28px; color: #fff; box-shadow: var(--shadow-lg);
  max-width: 380px; margin-left: auto; position: relative; overflow: hidden;
}
.hero-card::after{
  content:""; position: absolute; inset: 0;
  background: radial-gradient(circle at 85% -10%, rgba(0,168,107,.45), transparent 55%);
}
.hero-card__top{ display: flex; justify-content: space-between; align-items: flex-start; position: relative; }
.hero-card__brand{ font-family: var(--font-display); font-size: 1.05rem; }
.hero-card__chip{ width: 34px; height: 26px; border-radius: 6px; background: linear-gradient(135deg,var(--gold),#FFD873); }
.hero-card__balance-label{ font-family: var(--font-mono); font-size: .7rem; letter-spacing: .1em; text-transform: uppercase; color: #A9BBDE; margin: 28px 0 4px; position: relative; }
.hero-card__balance{ font-family: var(--font-mono); font-size: 2.1rem; font-weight: 500; position: relative; }
.hero-card__number{ font-family: var(--font-mono); letter-spacing: .18em; color: #C9D6EE; margin-top: 26px; font-size: .95rem; position: relative; }
.hero-card__foot{ display:flex; justify-content: space-between; margin-top: 18px; font-family: var(--font-mono); font-size: .68rem; color: #A9BBDE; text-transform: uppercase; letter-spacing: .08em; position: relative; }

.hero-float{
  position: absolute; background: #fff; border: 1px solid var(--line); border-radius: var(--radius-md);
  box-shadow: var(--shadow-md); padding: 12px 16px; display: flex; align-items: center; gap: 10px;
  font-size: .82rem; font-weight: 600; color: var(--navy-ink);
  animation: float-y 5s ease-in-out infinite;
}
.hero-float--1{ top: -18px; left: -18px; animation-delay: .2s; }
.hero-float--2{ bottom: 30px; right: -26px; animation-delay: 1s; }
.hero-float .dot{ width: 9px; height: 9px; border-radius: 50%; background: var(--emerald); flex-shrink: 0; }
@keyframes float-y{ 0%,100%{ transform: translateY(0);} 50%{ transform: translateY(-10px);} }

@media (max-width: 900px){
  .hero__grid{ grid-template-columns: 1fr; }
  .hero__art{ order: -1; }
  .hero-card{ margin: 0 auto; }
  .hero-float{ display: none; }
}

/* ---------- Ledger marquee (signature element) ---------- */
.ledger{
  border-top: 1px solid var(--line); border-bottom: 1px solid var(--line);
  background: var(--paper); overflow: hidden; white-space: nowrap; padding: 16px 0;
}
.ledger__track{ display: inline-flex; gap: 48px; animation: ledger-scroll 32s linear infinite; padding-left: 48px; }
.ledger:hover .ledger__track{ animation-play-state: paused; }
.ledger__item{ font-family: var(--font-mono); font-size: .85rem; color: var(--slate); display: inline-flex; gap: 10px; align-items: center; }
.ledger__item b{ color: var(--ink); font-weight: 500; }
.ledger__item.up{ color: var(--emerald-ink); }
.ledger__item.up b{ color: var(--emerald-ink); }
@keyframes ledger-scroll{ from{ transform: translateX(0);} to{ transform: translateX(-50%);} }

/* ---------- Grids / Cards ---------- */
.grid{ display: grid; gap: 26px; }
.grid-2{ grid-template-columns: repeat(2, 1fr); }
.grid-3{ grid-template-columns: repeat(3, 1fr); }
.grid-4{ grid-template-columns: repeat(4, 1fr); }
@media (max-width: 900px){ .grid-3, .grid-4{ grid-template-columns: repeat(2,1fr); } }
@media (max-width: 620px){ .grid-2, .grid-3, .grid-4{ grid-template-columns: 1fr; } }

.card{
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: 32px; transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.card:hover{ transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: transparent; }
.card__icon{
  width: 48px; height: 48px; border-radius: 12px; background: var(--emerald-soft); color: var(--emerald-ink);
  display: flex; align-items: center; justify-content: center; margin-bottom: 20px;
}
.card h3{ margin-bottom: .4em; }
.card p{ margin-bottom: 0; font-size: .96rem; }

.card--dark{ background: linear-gradient(160deg, var(--navy-ink), var(--navy)); border: none; color: #fff; }
.card--dark h3{ color: #fff; }
.card--dark p{ color: #C9D6EE; }
.card--dark .card__icon{ background: rgba(255,255,255,.12); color: var(--gold); }

.feature-row{ display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.feature-row.reverse{ direction: rtl; }
.feature-row.reverse > *{ direction: ltr; }
@media (max-width: 860px){ .feature-row{ grid-template-columns: 1fr; gap: 32px; } .feature-row.reverse{ direction: ltr; } }

.check-list{ display: flex; flex-direction: column; gap: 14px; margin: 1.4em 0; }
.check-list li{ display: flex; gap: 12px; align-items: flex-start; color: var(--ink); font-weight: 500; font-size: .98rem; list-style:none; }
.check-list svg{ flex-shrink: 0; margin-top: 3px; color: var(--emerald); }

.stat-strip{ display: grid; grid-template-columns: repeat(4,1fr); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.stat-strip div{ padding: 34px 20px; text-align: center; border-left: 1px solid var(--line); }
.stat-strip div:first-child{ border-left: none; }
.stat-strip b{ display: block; font-family: var(--font-display); font-size: 2.1rem; color: var(--navy-ink); font-weight: 600; }
.stat-strip span{ font-family: var(--font-mono); font-size: .74rem; color: var(--slate-2); text-transform: uppercase; letter-spacing: .08em; }
@media (max-width: 760px){ .stat-strip{ grid-template-columns: repeat(2,1fr); } .stat-strip div:nth-child(3){ border-left: none; } }

.badge-row{ display: flex; flex-wrap: wrap; gap: 10px; }
.badge{ font-family: var(--font-mono); font-size: .72rem; letter-spacing: .05em; text-transform: uppercase; color: var(--slate); border: 1px solid var(--line); padding: .5em 1em; border-radius: var(--radius-pill); }

/* Pricing / plan table */
.plan-grid{ display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; align-items: stretch; }
@media (max-width: 900px){ .plan-grid{ grid-template-columns: 1fr; } }
.plan{ border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 32px; display: flex; flex-direction: column; }
.plan--featured{ border-color: var(--emerald); box-shadow: var(--shadow-md); position: relative; }
.plan__tag{ position: absolute; top: -13px; left: 28px; background: var(--emerald); color: #fff; font-size: .72rem; font-weight: 700; padding: .35em .9em; border-radius: var(--radius-pill); }
.plan__price{ font-family: var(--font-display); font-size: 2.4rem; color: var(--navy-ink); margin: .3em 0; }
.plan__price span{ font-family: var(--font-body); font-size: .95rem; color: var(--slate-2); font-weight: 500; }
.plan ul{ display: flex; flex-direction: column; gap: 12px; margin: 1.4em 0; flex: 1; }
.plan ul li{ font-size: .92rem; display: flex; gap: 10px; }
.plan ul li svg{ color: var(--emerald); flex-shrink: 0; margin-top: 3px; }

/* Timeline / process */
.timeline{ display: grid; grid-template-columns: repeat(4,1fr); gap: 24px; counter-reset: step; }
@media (max-width: 900px){ .timeline{ grid-template-columns: repeat(2,1fr); } }
@media (max-width: 560px){ .timeline{ grid-template-columns: 1fr; } }
.timeline li{ list-style: none; position: relative; padding-top: 44px; }
.timeline li::before{
  counter-increment: step; content: counter(step, decimal-leading-zero);
  font-family: var(--font-mono); font-size: .8rem; color: var(--emerald-ink);
  position: absolute; top: 0; left: 0; border: 1px solid var(--emerald); border-radius: var(--radius-pill);
  width: 34px; height: 34px; display: flex; align-items: center; justify-content: center;
}
.timeline h4{ font-family: var(--font-body); font-weight: 700; color: var(--navy-ink); margin-bottom: .3em; font-size: 1rem; }
.timeline p{ font-size: .9rem; margin: 0; }

/* Testimonial */
.quote{ font-family: var(--font-display); font-size: 1.5rem; color: var(--navy-ink); font-weight: 500; line-height: 1.4; }
.quote-attr{ display: flex; align-items: center; gap: 12px; margin-top: 1.4em; }
.quote-avatar{ width: 42px; height: 42px; border-radius: 50%; background: var(--navy-soft); display:flex;align-items:center;justify-content:center; font-family: var(--font-mono); font-size: .8rem; color: var(--navy); font-weight: 700;}
.quote-attr b{ display: block; font-size: .92rem; color: var(--ink); }
.quote-attr span{ font-size: .8rem; color: var(--slate-2); }

/* CTA banner */
.cta-banner{
  background: linear-gradient(135deg, var(--navy-ink), var(--navy) 60%, var(--emerald-ink));
  border-radius: var(--radius-lg); padding: 64px; color: #fff; text-align: center; position: relative; overflow: hidden;
}
.cta-banner::before{ content:""; position:absolute; inset:0; background: radial-gradient(circle at 15% 20%, rgba(245,180,0,.25), transparent 45%); }
.cta-banner > *{ position: relative; }
.cta-banner h2{ color: #fff; margin-bottom: .3em; }
.cta-banner p{ color: #C9D6EE; max-width: 52ch; margin-left: auto; margin-right: auto; }
.cta-banner__actions{ display: flex; gap: 14px; justify-content: center; margin-top: 1.8em; flex-wrap: wrap; }
@media (max-width: 640px){ .cta-banner{ padding: 40px 24px; } }

/* Forms (contact/careers) */
.form-card{ background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 36px; box-shadow: var(--shadow-sm); }
.field{ margin-bottom: 18px; }
.field label{ display: block; font-size: .85rem; font-weight: 600; color: var(--navy-ink); margin-bottom: 6px; }
.field input, .field select, .field textarea{
  width: 100%; padding: .85em 1em; border: 1.5px solid var(--line); border-radius: var(--radius-sm);
  font-family: var(--font-body); font-size: .95rem; color: var(--ink); background: var(--paper); transition: border-color .15s ease, background .15s ease;
}
.field input:focus, .field select:focus, .field textarea:focus{ outline: none; border-color: var(--emerald); background: #fff; }
.field-row{ display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 560px){ .field-row{ grid-template-columns: 1fr; } }

/* Simple table (rates etc.) */
.rate-table{ width: 100%; border-collapse: collapse; }
.rate-table th, .rate-table td{ text-align: left; padding: 16px 18px; border-bottom: 1px solid var(--line); }
.rate-table th{ font-family: var(--font-mono); font-size: .72rem; text-transform: uppercase; letter-spacing: .08em; color: var(--slate-2); font-weight: 500; }
.rate-table td{ font-size: .95rem; }
.rate-table td.num{ font-family: var(--font-mono); color: var(--navy-ink); font-weight: 500; }
.rate-table-wrap{ overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius-lg); }
.rate-table-wrap .rate-table{ min-width: 560px; }

/* Job listing */
.job-row{ display: flex; align-items: center; justify-content: space-between; padding: 22px 0; border-bottom: 1px solid var(--line); gap: 16px; flex-wrap: wrap; }
.job-row h4{ font-family: var(--font-body); font-weight: 700; color: var(--navy-ink); margin: 0 0 4px; font-size: 1.02rem; }
.job-row .meta{ font-family: var(--font-mono); font-size: .76rem; color: var(--slate-2); text-transform: uppercase; letter-spacing: .05em; }

/* Article / news card */
.article-card{ display: flex; flex-direction: column; }
.article-card__thumb{ aspect-ratio: 16/10; border-radius: var(--radius-md); background: linear-gradient(135deg, var(--navy-soft), var(--emerald-soft)); margin-bottom: 18px; display:flex; align-items:center; justify-content:center; color: var(--navy); }
.article-card .eyebrow{ margin-bottom: .6em; }
.article-card time{ font-family: var(--font-mono); font-size: .78rem; color: var(--slate-2); }

/* Reveal-on-scroll */
.reveal{ opacity: 0; transform: translateY(18px); transition: opacity .6s ease, transform .6s ease; }
.reveal.is-visible{ opacity: 1; transform: translateY(0); }

/* Breadcrumb / inner page header */
.page-hero{ padding: 56px 0 20px; }
.page-hero .eyebrow{ margin-bottom: .9em; }
.page-hero p{ font-size: 1.08rem; max-width: 60ch; }

hr.rule{ border: none; border-top: 1px solid var(--line); margin: 0; }

/* Footer */
.site-footer{ background: var(--navy-ink); color: #C9D6EE; padding: 72px 0 28px; margin-top: 40px; }
.footer-grid{ display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr 1.2fr; gap: 32px; padding-bottom: 44px; }
@media (max-width: 900px){ .footer-grid{ grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px){ .footer-grid{ grid-template-columns: 1fr; } }
.footer-tagline{ color: #9FB2D6; font-size: .92rem; margin: 14px 0 18px; max-width: 26ch; }
.footer-fdic{ font-size: .78rem; color: #7B8FB8; }
.footer-col h3{ color: #fff; font-family: var(--font-body); font-size: .8rem; text-transform: uppercase; letter-spacing: .08em; font-weight: 700; margin-bottom: 16px; }
.footer-col{ display: flex; flex-direction: column; gap: 11px; }
.footer-col a{ color: #B9C7E4; font-size: .92rem; }
.footer-col a:hover{ color: #fff; }
.footer-social{ display: flex; gap: 10px; margin-top: 6px; }
.footer-social a{ width: 34px; height: 34px; border: 1px solid rgba(255,255,255,.2); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: .72rem; font-weight: 700; }
.footer-social a:hover{ background: rgba(255,255,255,.1); }
.footer-bottom{ border-top: 1px solid rgba(255,255,255,.12); padding-top: 24px; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px; font-size: .82rem; color: #7B8FB8; }
.footer-legal{ display: flex; gap: 20px; flex-wrap: wrap; }
.footer-legal a{ color: #7B8FB8; }
.footer-legal a:hover{ color: #fff; }

/* Utility */
.text-center{ text-align: center; }
.mt-0{ margin-top: 0; }
.max-w-prose{ max-width: 62ch; }
.mx-auto{ margin-left:auto; margin-right:auto; }